Find out if an IVA could work for you — before you decide anything.

We check your situation to see if an Individual Voluntary Arrangement could work for you — and if an IVA fits, our licensed Insolvency Practitioner will guide you through the process.

Takes 2 minutes No obligation One firm only — never a list
Debts we can help with
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Credit Cards
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Personal Loans
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Overdrafts
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Payday Loans
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Catalogues & Store Cards
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Council Tax Arrears
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CCJs & Court Debts
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Online Shopping Debt
What we provide

Individual Voluntary Arrangements (IVAs) — explained.

We specialise exclusively in IVAs for individuals in England and Wales.

Our specialisation

Individual Voluntary Arrangement

A formal, legally binding insolvency arrangement set up and managed by a licensed Insolvency Practitioner. Available in England and Wales, often paid over 5 years.

The process

How checking for an IVA works. No detours, no pressure.

Our licensed Insolvency Practitioner will assess whether an IVA could work for you, and tell you plainly if it isn’t the right fit.

STEP 01

Answer a few basic questions

Roughly what you owe, how many creditors, your employment situation and income range. No exact figures, no essays. Takes about two minutes.

STEP 02

Our authorised Insolvency Practitioner contacts you

If an IVA looks like it could work, our authorised IP will get in touch to review your circumstances in detail and explain how an IVA would work for you.

STEP 03

We guide you through the next steps

If an IVA is suitable, we help you set it up and manage it throughout the arrangement.

Why DebtFlowPartners

Straightforward, transparent IVA guidance. Here’s what we stand for.

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No false promises

We won’t claim IVAs write off arbitrary percentages of debt. Real figures come from assessing your actual situation with our licensed Insolvency Practitioner.

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No fake urgency

No countdown timers, no “23 people viewed this today.” A decision about your unsecured debt deserves proper consideration, not manufactured pressure.

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Your data stays with us

Your details are handled by DebtFlowPartners and our licensed Insolvency Practitioner only — never sold to a marketplace. We keep things simple and direct.

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We specialise in IVAs only

We focus exclusively on Individual Voluntary Arrangements for individuals in England and Wales. If another debt solution would be more suitable for you, we’ll say so, and free independent advice is always available from MoneyHelper, National Debtline, and StepChange.

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Compliance-first by design

Every piece of content on this site is reviewed against the ASA and CAP advertising rules, and checked with our partner firm, before it publishes.

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No obligation, ever

Checking your options costs nothing and commits you to nothing. You are free to take the information and speak to a free adviser instead.

GET HELP TODAY!

Answer six short questions and we can assess whether an IVA could work for you — free to check, no commitment required.

Takes 2 minutes  ·  No obligation  ·  No pressure  ·  Free independent advice always available

Free, independent debt advice is always available.

You don’t need to use an introducer like us. These organisations offer free, regulated debt advice with no commercial interest in the outcome.

GET HELP TODAY

See if an IVA could work for you.

It takes about two minutes. Basic information only — nothing here asks you to exaggerate or adjust your figures to qualify.

Roughly how much do you owe in total?

Across all unsecured debts — credit cards, loans, overdrafts, catalogues.

How many separate creditors is that across?

Roughly is fine.

Are you a homeowner or renting?

This affects whether an IVA is realistic for you.

What’s your current employment situation?

 

Roughly what’s your household’s monthly income, after tax?

Include any benefits, pensions, or other regular income. A range is fine.

Which part of the UK are you in?

Debt solutions differ slightly by nation.

Where should your matched adviser send the details?

A real person from a licensed Insolvency Practitioner firm will get in touch — no automated sales calls.

You don’t need to submit this form to get help. You can contact MoneyHelper, National Debtline, or StepChange directly, free, any time.
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That’s everything.

The licensed Insolvency Practitioner firm will be in touch shortly to go through whether an IVA could work for you. You’re not committed to anything by submitting this.

Changed your mind, or want to talk to someone today instead? MoneyHelper: 0800 138 7777.